From the OnePoint blog.
Expert insights, practical tips, and updates on auto, home, life, health, and business insurance — straight from our licensed advisors.
Short Term Medical Insurance in 2025: Fast, Affordable Health Coverage Gaps
Between jobs, waiting on Open Enrollment, or unable to afford ACA coverage? Short Term Medical can fill the gap with same-day starts and lower premiums — if you know how to use it.
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AutoWhat Is Liability Coverage in Auto Insurance?
The backbone of your car insurance policy — what bodily injury and property damage liability actually pay for.
LifeWhat Is Term Life Insurance? Your Most Affordable Coverage Option
Straightforward, affordable financial protection for your loved ones — what it covers, who needs it, and how much it costs.
BusinessWhat Is Commercial Property Insurance?
From fire to theft — what commercial property coverage pays for, and why your landlord's policy isn't enough.
BusinessHow Business Owner's Policies (BOPs) Work
Bundle liability, property, and income coverage in one policy. Learn how BOPs protect small businesses.
HealthShort Term Medical Insurance in 2025
Fast, flexible, and frequently misunderstood. Who STM is right for and how it compares to ACA and COBRA.
HomeUnderstanding Homeowners Insurance: What Every Georgia Property Owner Needs to Know
Everything Georgia homeowners need to know about homeowners insurance in 2025. Coverages, add-ons, and expert tips.
LifeWhat Is Whole Life Insurance?
How whole life insurance works, what it covers, and how it builds cash value over time.
HealthWhat Is Hospital Indemnity Insurance?
How hospital indemnity insurance pays cash benefits up to $2,000/day, covering deductibles, ICU stays, and more.
AutoAuto Insurance 101: Complete Guide to Coverage, Costs & Discounts
Everything about auto insurance in 2025 — coverage types, costs, discounts, and tips to save while staying protected.
HealthHealth Insurance in 2025: Affordable Plans, Benefits & How to Choose
Plan types, costs, benefits, and how to get affordable health coverage in 2025.
HealthCritical Illness Insurance: Coverage, Benefits & Financial Security
What critical illness insurance covers, why it matters, and how it protects your finances with a lump-sum benefit.
RentersRenters Insurance: What It Actually Covers and Why $15 a Month Is Worth It
Cheap, often required, and always misunderstood — what renters insurance covers and why the liability alone is worth the premium.
LifeHow Much Life Insurance Do I Actually Need? The 3 Formulas Advisors Use
10x income, DIME, and Human Life Value — the three frameworks for picking the right coverage number for your family.
UmbrellaUmbrella Insurance Explained: How $250 a Year Buys $1M in Liability Protection
The cheapest way to add seven-figure liability coverage on top of your auto and home policies — and why most families should have one.
DisabilityShort-Term vs. Long-Term Disability Insurance: Do You Need Both?
One in four working adults will experience a disability — here's how the two coverage types solve different problems, and when you need both.